Insurance giant Allstate recently filed a patent for a plan to calculate auto insurance rates based on a driver’s habits, rather than their driving records. The patent would allow the insurance carrier to use “telematics” data to determine auto insurance rates. The data would come from equipment installed in the vehicles, as well as from […]
A home mortgage is often the largest single purchase a married couple can make together. When the couple faces divorce, the problems involved with a shared mortgage can be just as daunting. In many cases, the couple will agree to sell the house and split the profits. However, when one spouse wants to live in […]
A report from the Texas Department of Insurance showed that Texas homeowners insurance premiums have increased by more than 26 percent from 2010 to 2014. The report also showed that Texas homeowners insurance premiums are the third-highest of any state, behind only Florida and Louisiana. The average Texas homeowner currently pays more than $1,700 a […]
A South Dakota circuit court judge ruled that hospitals could be targeted for medical malpractice liability lawsuits if they employ doctors who have acted in bad faith. Judge Bruce Anderson also ruled that hospital committee members who grant privileges to doctors can also be sued under the state’s medical malpractice liability laws. The ruling allows […]
A Texas sheriff is the target of an immigration lawsuit claiming that she detained undocumented immigrants and denied them due process under the law. The immigration lawsuit claims that Dallas County Sheriff Lupe Valdez held at least 16 immigrants for more than 48 hours after their bonds had been set. In some cases, according to […]
No one enjoys facing the possibility of a divorce. The thought of ending a relationship you believed would last a lifetime is never a pleasant prospect. However, as you end this phase of your life, you must prepare for the next chapter. Many professionals offer services for those facing an upcoming divorce. These professionals can […]
A recent article in Forbes Magazine speculated that the advent of self-driving cars would cause the auto insurance industry either to change its structure or render it obsolete. According to researchers at McKinsey & Company, the widespread use of autonomous vehicles would eliminate up to 90 percent of all fatal traffic accidents by 2050. This […]
The Missouri State Supreme Court heard arguments this week to overturn the state’s laws on medical malpractice lawsuit award limits. The case involves a family who had been awarded nearly $11 million in damages, including $9 million in non-economic damages, in a 2013 wrongful death suit against a St. Louis hospital. A few months later, […]
Many policy holders believe that their “comprehensive” homeowners insurance coverage provides protection for every possible disaster. While the standard homeowners insurance coverage does protect against problems such as fire, storm damage, and theft, even the best policies do not cover every foreseeable issue a homeowner could encounter. Natural disasters, exterior structures, and even insect attacks […]
In response to an immigration lawsuit filed by the attorneys general of 26 states, President Barack Obama claimed that he would win and that his controversial executive orders on undocumented immigrants would stand. Earlier this week, he told the New York Times that, “The law is on our side.” The immigration lawsuit has been contested […]