FIRST-PARTY PROPERTY INSURANCE FAQs

Why is First-Party Property Insurance so important?

First-Party Property Insurance deals with claims filed by insured persons who contend that they suffered a loss and seek compensation for that loss.

Do I have grounds to bring suit against my insurer?

If your home, car or other property has been damaged due to natural forces like flooding, hail or hurricane, and your insurance company fails to give you reasonable compensation or even denies your claim, you likely have grounds to bring suit against your insurer. Talk with one of our experienced first-party property insurance attorneys today and learn more.

What’s the difference between First-Party Property Insurance and Third Party Property Insurance?

It is quite common for the insured to be recognized as the first-party. The insurance company is actually considered the second party, but you’ll never hear anyone call it by that name. To put it simply, a third party is someone who is neither an insured nor the insurer.

A first-party claim is normally paid right to the insured person after their property has been damaged. This is recognized as first-party coverage.

A third party claim deals with damage or injury that is caused to a third party, or someone other than the insured individual. Instead of being paid to the insured, any compensation gained is awarded to the third party.

Where can I find a good First-Party Property Insurance attorney in Texas

Right here at Arguello Law Firm you’ll have one of the most experienced, successful first-party property insurance law firms in Texas. Our knowledgeable attorneys oversee claims investigations with a meticulous eye because we know how important every detail is in first-party property insurance cases. the Arguello Law Firm attorneys work hard and tenaciously to make absolutely sure that your first party property insurance legal matters are quickly and efficiently resolved through thoroughly carried out investigation, mediation, arbitration, trial, and appeals.

How can a First-Party Property Insurance attorney help me?

If your insurer denies your claim or unfairly low-balls you in terms of compensation, an experienced first-party property insurance attorney at the Arguello Law Firm can fight to actually make sure they pay you the money they are supposed to. Contact our first-party property insurance attorneys and make your greedy insurer pay you now!

What are some types of First-Party Property Insurance?

There are two primary types of first-party property coverages available: environmental and commercial.

What are some common causes of property damage?

ENVIRONMENTAL CAUSES

• Brush Fires
• Tornadoes
• Hurricanes
• Hail

COMMERCIAL CAUSES

• Fires
• Embezzlement
• Loss of Data
• Protection of any property that is off premises
• Vandalism
• Civil Commotion such as a riot or looting

For what areas does the Arguello Law Firm provide legal counsel?

• Houston
• Bellaire
• Gelana Park
• Pasadena
• Cloverleaf
• Pearland
• Channelview
• Stafford
• Mission Bend

(And most other cities and towns surrounding those areas)

Why should I choose Arguello Law Firm over other First-Party Property Insurance firms?

Because the aggressive, tenacious first-party property attorneys at Arguello Law Firm not only fight hard on your behalf against conniving, greedy insurers, but our attorneys genuinely show a personal level of understanding and sympathy when it comes to big insurance corporations taking advantage of you, an individual. Our attorneys care, and it shows through our respectful, considerate handling of your case.

What is “Bad Faith” in First-Party Property Insurance?

Without establishing a “reasonable basis” for declining to provide its insured certain compensation under a property policy by a certain time, a first-party property insurance provider is guilty of exhibiting what is known as “bad faith,” and may face legal action for related ‘‘bad-faith’’ damages.