Are you being harassed by debt collectors? Texas consumers are currently facing an onslaught of abusive debt collection practices by debt collection companies. Dealing with debt collectors can be intimidating, not just because they sometimes use intimidation as a tactic, but because you may not fully understand your legal rights in regards to what debt […]

If you are a permanent resident of the United States and are thinking about applying for U.S. citizenship, the first question you might ask is why bother applying in the first place? There are significant fees involved and it does require a lot of documentation. However, by becoming a U.S. citizen, you gain many rights […]

The Federal Trade Commission (FTC) has recently settled a case with two California-based debt collection companies for their use of predatory debt collection practices in violation of the Federal Debt Collection Practices Act (FDCPA). This settlement marks the first time the FTC has challenged a debt collector’s use of text messages as a lawful method of collecting […]

Probate law is the legal mechanism for the administration of a person’s property when they pass away. There is no “first come, first serve” system in place. Rather, the law provides for an orderly distribution of property upon death. In Texas, title to the decedent’s property passes immediately to the beneficiaries under the decedent’s will […]

Every now and again, each of us is forced to go to a medical provider for a check-up or maybe a flu shot.  When we go, we present the medical provider with our insurance information and we tender the co-pay.  We visit the doctor or nurse and they administer medicine which helps us feel better.  […]

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