Bank of America (“BOA”) will be paying over $32 million to settle six pending TCPA class action lawsuits. The TCPA is the Telephone Consumer Protection Act which protects cell phone users from robo-calls, spam texts, and other harassing methods of communication with a cell phone. The TCPA class action settlement, which must still be approved by a […]
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The Federal Trade Commission (FTC) has recently settled a case with two California-based debt collection companies for their use of predatory debt collection practices in violation of the Federal Debt Collection Practices Act (FDCPA). This settlement marks the first time the FTC has challenged a debt collector’s use of text messages as a lawful method of collecting […]
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I recently received a letter from Discover Card offering me a special incentive on my account. Notice that this was a letter inviting me to call them. Upon doing so, one of the first questions they asked was regarding the phone number they had on file for me. Indeed, it was my cell phone. After […]
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